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SBI FD Calculator

Calculate your Fixed Deposit Maturity Value at the click of a button

How do you like to receive your FD returns?

Investment Amount


Investment Duration


Interest Rate


Compounding Period

Total Investment

Total Returns

Your total earning will be
₹ 3,00,000

After 1 Month, You will earn
₹ 1,38,232 with ₹ 38,282 as interest

Once for 1 Month, to recieve ₹ 5,000 monthly
you need to invest ₹ 9,23,077

Hey! Please select a valid input

Principal (Opening) Interest Principal (Closing)

Investing in bank fixed deposits (FDs) is considered safe. It comes to you with great features and advantages. Moreover, people in India prefer going for bank FD in comparison to other options. State Bank of India (SBI) FD tenure range between 7 days to 10 years. You can choose the tenure for your fixed deposit in SBI based on your investment need. The SBI fixed deposit calculator has great features and help you do instant calculations.

Advantages of FD Calculator for SBI

  • The SBI FD CALCULATOR is an easy-to-use tool.
  • You can use it know the amount of interest you can earn within the chosen FD tenure.
  • SBI FD CALCULATOR can help you know the maturity amount.
  • Accurate results in no time
  • The Fixed deposit calculator State Bank of India help you save your calculation time.

About the SBI Fixed Deposit

The popular government bank well-known in the country has a good reputation in the market. People trust it for its transparency and professional services.

The SBI Fixed Deposit calculator automatically displays the interest along with the maturity to help you plan your investment in a fixed deposit. The analysis and detailed research should be done keeping in your mind your objectives. FDs are done keeping in mind the varied reasons and one of the key reasons is the easy money withdrawal in times of emergencies.

SBI Fixed deposits can be a good option for you incase you are looking to park your surplus money in relatively safe instrument accessible in time of need.


Investing your hard-earned money without doing a proper check can result in disappointment. It may not serve the purpose of your investment. So, it is recommended not to take decision in haste as it can also make you lose your money. The SBI Fixed Deposit help you with the calculation that is authentic. The outcome will make you plan your financial goals better and achieve your various goals in life.

The SBI Fixed Deposit calculator do not need you to be a technical expert or a qualified person. A user with a basic understanding of internet can easily use the easy to use the tool – the SBI Fixed Deposit calculator.

Enter the amount to be invested first followed by the tenure you wish to opt for the FD. (The tenure in SBI generally range between 7 days to 10 years.

Scroll down and select the rate of interest applicable to the SBI FD. The next step is to choose the compounding frequency that can be monthly, quarterly, semi-annually, or annually.

Compounding frequency here refers to number of times the interest on a FD will be compounded.

Can your bank FD double in 5 years?

Your bank FD can double in 5 years provided the bank pays the customers 14.4% return annually.

SBI FD Interest Rates 2023

Below is a brief on SBI FD interest rates on deposits less than Rs.2 crore:

Tenors Interest Rates (p.a.)
General Public Senior Citizens
7 days to 45 days 3.00% 3.50%
46 days to 179 days 4.50% 5.00%
180 days to 210 days 5.25% 5.75%
211 days to less than 1 year 5.75% 6.25%
1 year to less than 2 year 6.80% 7.30%
2 years to less than 3 years 7.00% 7.50%
3 years to less than 5 years 6.50% 7.00%
5 years and up to 10 years 6.50% 7.50%*

Note: FD rates are effective from April 1, 2023, to June 30, 2023

Frequently Asked Questions

You can invest in the FD for a minimum of 7 days in SBI.

The minimum deposit allowed for a FD in SBI is Rs. 1000.

Yes, premature withdrawal is available for SBI FD holder. It will attract a penalty charge for it.

SBI Fixed Deposit is known to provide 6.75% for regular accounts and to the Senior Citizens 7.25% on the Fixed Deposits with a minimum tenure of 5 years.

It may take a 14 years’ time to double your FD amount in the State Bank of India. For the exact duration, you can check with the bank at the time of opening a FD with the SBI bank.

Introduction to Bonds
think beyond fixed deposists


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