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FD Calculator

Your Investment

Duration (Years)

Return Rate (%)


After 3 Years, You will earn
and ₹ 23143.93 as interest

Total Investment

Total Interest

FD Calculator

A Fixed Deposit Calculator is a tool designed specifically to find the estimated maturity amount that an investor investing a particular amount can expect when invested at the applicable rate of interest for a chosen tenure.

How can an FD Calculator help you?

FD Calculatoris a useful tool that can help you in many ways. It can help you plan your investment and achieve different financial objectives in your life.

BondsIndiaHelps determine the interest amount that can be earned.

BondsIndiaUseful in calculating the maturity amount.

BondsIndiaNo scope of errors.

BondsIndiaFree of cost and can be used anytime.

Now that you are familiar with the type of returns, it's time to delve into the Benefits of using a lumpsum return calculator:

  • Fast and easy to use.
  • Calculate the interest pay-out periodically.
  • Helps do better financial planning

How to use an FD Calculator?

FD Calculation using Simple Interest Use the below formula to calculate the maturity amount using an FD Calculator

Maturity Amount = P (1+r/n) x (n*t)

P - principal invested in a FD

't' - tenure, the number of years for which the principal is invested

'r' - rate of interest applicable on the chosen FD

'n' - quantity of compounding every year

For instance, if an amount of Rs. 100000 is invested for a period of 5 years at a Simple Rate of interest 5% per annum, the investor at the time of maturity will get -

SI - 100000*5*5/100

= Rs. 25,000

Maturity Amount = Rs. 1,25.000/- (P+I)

2. FD Calculation using Compound Interest

MA = P (1+r/n) ^ (n * t)

MA = Maturity Amount

P = Principal

t = number of years

r = rate of interest applicable of a FD

n = number of compounding in a year

How to use BondsIndia FD Calculator

BondsIndia's FD Calculator is an easy-to-use tool. You do not need to be technically sound. Even a common user can use our FD Calculator.

  • Enter the investment amount (Fixed DepositAmount).
  • Choose the investment duration.
  • Enter the rate of interest (applicable rate of Interest).
  • Choose the compounding period (Monthly, Quarterly, Half Yearly, or Yearly).
  • Frequently Asked Questions

    An FD calculator is a specially designed tool used to calculate the amount an investor can expect at the time of maturity.
    You do not need to have any technical knowledge to use a FD Calculator.
    A FD Calculator uses the details including the principal, rate of interest, and tenure of the FD to find the maturity.
    Yes, for all our valued clients, the FD Calculator atBondsindia.comis free to use.
    Yes, the interest earned on FD is taxable under the Section 80C of the Income Tax Act, 1961.
    Banks for a period of 6 months or less generally calculate interest on FD using a simple rate of interest. The interest on FDs for more than 6 months is calculated at a compound rate of interest.
    An investor can choose to invest for a minimum tenure of 7 days.

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