FIXED DEPOSITS
Discover a world full of financial possibilities with our reliable fixed deposits and secure your future with our trusted fixed Bonds.
| Providers | Tenure | FD Interest Rates | Sr. Citizens FD Interest Rates |
|---|---|---|---|
| PNB Housing Finance Limited | 12 months to 120 months | 7.00% - 7.40% | 7.25% - 7.65% |
| Kotak Mahindra Bank | 07 Days to 10 Years | 2.50% - 6.10% | 3.00% - 6.60% |
| HDFC | 07 Days to 10 Years | 3.00% - 6.20% | 3.50% - 6.95% |
| Bajaj Finance Private Limited | 12 Months to 60 Months | 6.55% - 7.40% | 6.80% - 7.65% |
| State Bank of India | 7 days to 10 years | 2.90% - 5.85% | 3.40% - 6.65% |
| The fixed deposits interest rate varies on factors such as Government policies, economic conditions and liquidity conditions in the market. | Source : Leading Companies Websites as on 27 October 2022 |
The word fixed being the operative word, when a fixed amount of money is invested for a fixed period of time with a fixed rate of interest in a bank or a financial institution, it becomes fixed deposit.
The investor voluntarily orders the bank or financial institution to lock away their funds in the safety of fixed deposit for a determinate period of time and the deposited money is then paid fixed interest which does not change until maturity. Fixed deposits are available for as low as 7 days and as high as 10 years.
Anyone regardless of their age and income can invest in fixed deposit. Opening a fixed deposit is easier than ever with BondsIndia. It is paperless and seamless. You can find out the monthly interest you will earn while investing in fixed deposit.
Based on the issuer, we could classify FD in two types
Bank FDs are investment schemes offered by Banks wherein you invest an amount for a fixed period and a predetermined interest rate.
The period of investment or tenure can range from 7 days up to 10 years.
Fixed Deposits are one of India's favourite investment destinations. Did you know that many corporates also issue Fixed Deposits? They are regulated by Companies Act, 1958 .
HIGHER RETURN VARIETY LIQUIDITY
Earn a steady return on your fixed deposit
Enjoy higher returns by interest on interest
Minimum investment as low as Rs. 500
Safety from losing your capital
Open your FD completely digitally
Completely digital platform for FD
Earn a steady return on your fixed deposit
Enjoy higher returns by interest on interest
Minimum investment as low as Rs. 500
Safety from losing your capital
Open your FD completely digitally
Completely digital platform for FD
Fixed deposits can provide balance in your portfolio. While market-linked instruments such as equities and mutual funds carry an element of risk, FDs do not. They are safe investments that provide an assured return over a fixed period of time.
During market lows, the returns from FDs can ensure that the net value of your portfolio remains positive as the interest earned from FDs can compensate for any losses that your market-linked investments may have incurred.
While equities can fulfill long-term financial goals, FDs are more suitable for short-term goals. They are also a wise investment choice for financial goals where you cannot afford to lose the capital investment.
Fixed deposits can provide balance in your portfolio. While market-linked instruments such as equities and mutual funds carry an element of risk, FDs do not. They are safe investments that provide an assured return over a fixed period of time.
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