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Your Investment
After 3 Years, You will receive
₹ 123143.93
and ₹ 23143.93 as interest
Total Investment
Total Interest
PNB fixed deposit refers to a financial product offered by Punjab National Bank (PNB), where individuals can deposit a specific amount of money for a fixed duration at a predetermined interest rate. The deposited amount and the accrued interest are returned to the depositor upon maturity.
The PNB bank fixed deposit calculator is known to have attractive features. The use of PNB bank fixed deposit calculator is very easy. You do not need to have any technical knowledge or experience using FD calculator. You just need to enter the relevant detail and the desired result will be available in front of you in seconds.
The interest here is the income you earn on your principal invested in the bank FD. The interest is calculated using the Compounding Frequency. The interest can be compounded monthly, quarterly, half-yearly or annually. PNB FD Calculator help you calculate the interest on your deposits prior to your opening of a fixed deposit account in the bank.
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In PNB, you get the benefit of interest on FD that has the compounding effect. Hence, the total paid interest on a cumulative FD upon maturity would certainly be on the higher side in comparison to the interest paid monthly/quarterly on a non-cumulative FD of the same amount assuming the same rate of interest per annum for both.
PNB FD Rates on Domestic/NRO deposits of less than Rs 3 crore
| Tenure | FD Rates (p.a.) | Senior Citizen FD Rates (p.a.) | Super Senior Citizens FD Rates (p.a.) |
|---|---|---|---|
7 days to 14 days | 3.00% | 3.50% | 3.80% |
15 days to 29 days | 3.00% | 3.50% | 3.80% |
30 days to 45 days | 3.00% | 3.50% | 3.80% |
46 days to 60 days | 4.50% | 5.00% | 5.30% |
61 days to 90 days | 4.50% | 5.00% | 5.30% |
91 days to 179 days | 4.90% | 5.40% | 5.70% |
180 days to 270 days | 5.60% | 6.10% | 6.40% |
271 days to 302 days | 5.60% | 6.10% | 6.40% |
303 days | 5.50% | 6.00% | 6.30% |
304 days < 1 year | 5.60% | 6.10% | 6.40% |
1 year | 6.25% | 6.75% | 7.05% |
Above 1 year to 389 days | 6.40% | 6.90% | 7.20% |
390 days | 6.60% | 7.10% | 7.40% |
391 days to 505 days | 6.40% | 6.90% | 7.20% |
506 days | 6.30% | 6.80% | 7.10% |
507 days to 2 years | 6.40% | 6.90% | 7.20% |
Above 2 years to 3 years | 6.40% | 6.90% | 7.20% |
Above 3 years to 1203 days | 6.25% | 6.75% | 7.05% |
1204 days | 6.15% | 6.65% | 6.95% |
1205 days to 5 years | 6.25% | 6.75% | 7.05% |
Above 5 years to 1894 days | 6.00% | 6.80% | 6.80% |
1895 days | 5.85% | 6.65% | 6.65% |
1896 days to 10 years | 6.00% | 6.80% | 6.80% |
Deposit Amount
Tenure of Deposit
405 Days
Eligibility
Maturity Option
Yes
Auto Renewal
No
Premature Withdrawal of Deposit
Yes
Deposit Amount
A minimum deposit of Rs.100/- and thereafter in multiples of Rupee one (Rs.1/-) with maximum amount of Rs.1,99,99,999/- (less than 2 crores).
Period of Deposit
1111 Days
Interest
Presently 5.75%
As per guidelines issued by HO: IRMD, ALM Cell from time to time. Interest is compounded quarterly and is payable on maturity of the deposit.
Eligibility
Auto Renewal
No
Maturity Option
The interest shall be compounded on quarterly basis and is payable on maturity of deposit. The interest inflow in the account shall be on every calendar quarter end i.e., 31/3, 30/6, 30/9 & 31/12.
• The incomplete quarter of such deposit shall be reckoned at the end, for the purpose of calculation of interest
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