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HDFC Bank FD Calculator

Your Investment

Duration (Years)

Return Rate (%)

BondsIndia

After 3 Years, You will receive
123143.93BondsIndia
and ₹ 23143.93 as interest

Total Investment

Total Interest

HDFC Bank Fixed Deposit

HDFC Bank is known to offer good returns on your investment in fixed deposits. You can earn on your fixed deposits if you wish to know the interest. in the HDFC bank, you can make use of our HDFC FD Calculatoreasy to use.

The Fixed Deposit Interest rate of HDFC is attractive and can help you achieve your short-term financial goals. the interest you earn on your HDFC FD also depends on the tenure you choose.

Using the HDFC FD Calculator do not need you to have experience. A minimum information is required for the calculation of the interest you can earn after the chosen tenure. You can also find out the maturity the fixed deposit in HDFC Bank can give you. Thus, using the dependable tool HDFC FD Calculator, you can plan your personal finances easily.

How can an HDFC FD Calculator Help You?

It can help you know the maturity amount you can earn after a fixed period. TheFixed Deposit Interest rate of HDFCis attractive and can help you achieve your short-term financial goals. the interest you earn on your HDFC FD also depends on the tenure you choose. It will help you in the following ways

BondsIndiaFinancial Planning

BondsIndiaTime Saving

BondsIndiaAccurate results

BondsIndiaConvenience

Benefits of HDFC FD Calculator

  • It provides reliable and seamless experience for users.
  • It delivers fast and accurate results, ensuring precise information in a timely manner.
  • It is a user-friendly calculator that provides a straightforward and intuitive interface for interest calculations.

Plan Your Financials using HDFC FD Calculator

Fixed deposit is one of the preferred instruments for the household in India to park the surplus money for a short period. It comes with a few benefits and has certain limitations. You get a fixed rate of interest that varies from bank to bank and the option to opt for the tenure comfortable to you.

The amount for the fixed deposit in a bank can be as low as Rs. 1000. You can use the highly efficient and the swift tool that can help you take smart decisions. You can easily plan your investments and the amount to be invested in a bank FD and other instruments to achieve your varied goals in your life using the HDFC FD Calculator.

Fixed deposit can be a good option for the short-term goals. It can help you fulfil your need for different emergencies.

HDFC Bank FD Interest Rates 2025 (Below Rs. 3 crore)

TenureInterest Rates for General Citizens (p.a.)Interest Rates for Senior Citizens (p.a.)
7 - 14 days2.75%3.25%
15 - 29 days2.75%3.25%
30 - 45 days3.25%3.75%
46 - 60 days4.25%4.75%
61 - 89 days4.25%4.75%
90 days < = 6 months4.25%4.75%
6 mnths 1 days <= 9 mnths5.50%6.00%
9 mnths 1 day to < 1 year5.75%6.25%
1 year to < 15 months6.25%6.75%
15 months to < 18 months6.35%6.85%
18 months to < 21 months6.60%7.10%
21 months - 2 years6.45%6.95%
2 years 1 day to < 2 year 11 months6.45% 6.95%
2 years 11 months - 35 months6.45%6.95%
2 years 11 months 1 day <= 3 year6.45%6.95%
3 years 1 day to < 4 years 7 months 6.40%6.90%
4 year 7 months - 55 months6.40%6.90%
4 year 7 months 1 day <=5 years6.40%6.90%
5 years 1 day to 10 years6.15%6.65%

HDFC Bank FD Interest Rates (>3 Crore to < 5 Crores)

TenureInterest Rates for General Citizens (p.a.)Interest Rates for Senior Citizens (p.a.)
7 - 14 days4.00%4.50%
15 - 29 days4.00%4.50%
30 - 45 days4.75%5.25%
46 - 60 days5.00%5.50%
61 - 89 days5.25%5.75%
90 days < = 6 months5.50%6.00%
6 mnths 1 days <= 9 mnths5.75%6.25%
9 mnths 1 day to < 1 year6.00%6.50%
1 year to < 15 months6.25%6.75%
15 months to < 18 months6.25%6.75%
18 months to < 21 months6.40%6.90%
21 months - 2 years6.40%6.90%
2 Years 1 day to < 3 Year6.25% 6.75%
3 year 1 day to 5 years6.35%6.85%
5 year 1 day to 10 years6.15%6.65%
Terms on HDFC FDs
  • Bank FD rates are subject to change
  • The auto populated rates are for deposits less than 2 crore
  • The interest on FDs will be paid as per the applicable interest rates published on the bank website and other publications
  • Higher tenure can help you earn more interest on your investments in fixed deposits
  • Investors are free to choose tenure and the principal amount
  • The applicable interest rate on premature withdrawal of deposits (all amounts) will be as: The base rate for deposits booked on or after 7th march2019, is the applicable rate to deposits of less than Rs.2 Crore as on the date of booking the deposit.
  • Prior to the above, the base rate is the applicable rate to deposits of less than Rs.1 Cr as on the date of booking the deposit.
  • Frequently Asked Questions

    FD gives fixed, guaranteed returns; bonds offer higher but market-driven returns.
    HDFC FDs are very safe; bond safety depends on the issuer’s credit rating.
    FDs are perfect for short-term savings; bonds are better for long-term returns.
    Yes, HDFC Bank offers FDs and also facilitates investment in bonds.
    Choose HDFC FD for safety and assured returns; choose bonds for higher gains with some risk.

    Got more questions about IPO/Bonds?

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