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HDFC FD Calculator

Calculate your Fixed Deposit Maturity Value at the click of a button

How do you like to receive your FD returns?

Investment Amount


Investment Duration


Interest Rate


Compounding Period

Total Investment

Total Returns

Your total earning will be
₹ 3,00,000

After 1 Month, You will earn
₹ 1,38,232 with ₹ 38,282 as interest

Once for 1 Month, to recieve ₹ 5,000 monthly
you need to invest ₹ 9,23,077

Hey! Please select a valid input

Principal (Opening) Interest Principal (Closing)

HDFC bank is known to offer good return on your investment in fixed deposits. If you wish to know the interest you can earn on your fixed deposits in the HDFC bank, you can make use of our HDFC FD Calculator easy to use. It can help you know the maturity amount you can earn after a fixed period.

The Fixed Deposit Interest rate of HDFC is attractive and can help you achieve your short-term financial goals. the interest you earn on your HDFC FD also depends on the tenure you choose.

Using the HDFC FD Calculator do not need you to have experience. A minimum information is required for the calculation of the interest you can earn after the chosen tenure. You can also find out the maturity the fixed deposit in HDFC Bank can give you. Thus, using the dependable tool HDFC FD Calculator, you can plan your personal finances easily.

Why use HDFC FD Calculator?

HDFC fixed deposit calculator comes to you a host of the advantages. The advantages make HDFC FD Calculator a great option.

HDFC FD Calculator Advantages

  • Reliable and easy to use
  • Fast and accurate results
  • Calculate interest amount for various FD account types
  • User-friendly option for the calculation of interest

Plan Your Financials using HDFC FD Calculator

Fixed deposit is one of the preferred instruments for the household in India to park the surplus money for a short period. It comes with a few benefits and has certain limitations. You get a fixed rate of interest that varies from bank to bank and the option to opt for the tenure comfortable to you.

The amount for the fixed deposit in a bank can be as low as Rs. 1000. You can use the highly efficient and the swift tool that can help you take smart decisions. You can easily plan your investments and the amount to be invested in a bank FD and other instruments to achieve your varied goals in your life using the HDFC FD Calculator.

Fixed deposit can be a good option for the short-term goals. It can help you fulfil your need for different emergencies.

Type of Fixed Deposits

  • Reinvestment/Cumulative
  • Monthly Payout
  • Quarterly Payout
  • Half Yearly Payout

Terms on HDFC FDs

  • Bank FD rates are subject to change
  • The auto populated rates are for deposits less than 2 crore
  • The interest on FDs will be paid as per the applicable interest rates published on the bank website and other publications
  • Higher tenure can help you earn more interest on your investments in fixed deposits
  • Investors are free to choose tenure and the principal amount
  • The applicable interest rate on premature withdrawal of deposits (all amounts) will be as: The base rate for deposits booked on or after 7th march2019, is the applicable rate to deposits of less than Rs.2 Crore as on the date of booking the deposit.
  • Prior to the above, the base rate is the applicable rate to deposits of less than Rs.1 Cr as on the date of booking the deposit.

HDFC FD Interest Rate 2023 Less Than 2 Cr


Tenor Interest Rate (per annum) **Senior Citizen Rates (per annum)
7 - 14 days 3.00% 3.50%
15 - 29 days 3.00% 3.50%
30 - 45 days 3.50% 4.00%
46 - 60 days 4.50% 5.00%
61 - 89 days 4.50% 5.00%
90 days < = 6 months 4.50% 5.00%
6 mnths 1 days <= 9 mnths 5.75% 6.25%
9 mnths 1 day to < 1 year 6.00% 6.50%
1 year to < 15 months 6.60% 7.10%
15 months to < 18 months 7.10% 7.60%
18 months to < 21 months 7.00% 7.50%
21 months - 2 years 7.00% 7.50%
2 years 1 day - 3 years 7.00% 7.50%
3 year 1 day to - 5 years 7.00% 7.50%
5 Years 1 day to 10 Years 7.00% 7.75%*

Note: FD rates are effective from April 1, 2023, to June 30, 2023

Frequently Asked Questions

The HDFC fixed deposit calculator is a dependable tool that help you estimate the returns you can expect after a fixed tenure on your investment in a bank FD.

The HDFC fixed deposit calculator is a tool accessible free of cost.

You need to enter amount, tenure, rate of interest, and choose the type of fixed deposit to use.

HDFC FD calculator is known to provide accurate results.

Yes, a 1% penalty is charged for the premature withdrawal of a FD in the HDFC Bank.

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