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Kotak Bank Fixed Deposit Calculator

Calculate your Fixed Deposit Maturity Value at the click of a button

How do you like to receive your FD returns?

Investment Amount


Investment Duration


Interest Rate


Compounding Period

Total Investment

Total Returns

Your total earning will be
₹ 3,00,000

After 1 Month, You will earn
₹ 1,38,232 with ₹ 38,282 as interest

Once for 1 Month, to recieve ₹ 5,000 monthly
you need to invest ₹ 9,23,077

Hey! Please select a valid input

Principal (Opening) Interest Principal (Closing)

Why not use Kotak bank fixed deposit calculator to improve yield

The Kotak bank fixed deposit calculator is a wonderful and free to use tool for investors planning to make investment in bank FDs. You can earn better return by comparing the offered interest and returns. The Kotak Bank FD Calculator help you find the maturity amount in a few simple steps.

Find out how much you can earn by choosing to make investment in Kotak bank FD. Know the interest earned and the maturity amount by entering a few details in the Kotak bank fixed deposit calculator.

How can you earn more on your investment?

Earning more on your investment in bank is made possible by the rate hike on interest rate payable by different banks. Unlike other banks, Kotak bank has also revised its rate of interest to attract more new customers and help customers opening a fixed deposit with Kotak enjoys the benefit of choosing the bank.

Kotak believes in serving clients always. For us customer satisfaction is the prime objective. The bank makes every effort to make sure that more and more customer from the different segment of the Indian society prefer opening a FD account with the reputed Kotak Bank. With the Kotak Bank FD Calculator, you can make the essential calculation and find out the interest you can accumulate at the end date of chosen maturity.

If you wish to earn more interest on your investment, you can choose to invest in Kotak Bank Fixed deposits. It will help you earn fixed rate of interest, get back your maturity along with the accumulated interest.

How to use Kotak Bank FD Calculator?

Follow the below steps:

  • Go to the Kotak bank fixed deposit calculator page
  • Click on Kotak Bank FD Calculator
  • Choose the deposit amount
  • Select or enter the tenure
  • Choose the fixed deposit type and rate of interest
  • Click on the button – CALCULATE
  • It will display the maturity amount and the amount of interest you will earn.

What information you need to use the Kotak Bank FD Calculator?

The Kotak Bank FD Calculator has great features. It requires you to enter a few mandatory information that includes the amount you wish to invest in a FD, date, tenure, type of interest payment like quarterly payout, cumulative, or monthly payout. If you are looking to invest your money for a fixed period of 7 days to 180 days, choose Short Term Fixed Deposit.

Kotak Bank FD Interest Rates 2023

Regular Senior Citizen*
Maturity Periods - Premature Withdrawal Allowed Less than Rs.2 Crore# Annualised Yield Less than Rs.2 Crore# Annualised Yield
7 - 14 Days 2.75% 2.75% 3.25% 3.25%
15 - 30 Days 3.00% 3.00% 3.50% 3.50%
31 - 45 Days 3.25% 3.25% 3.75% 3.75%
46 - 90 Days 3.50% 3.50% 4.00% 4.00%
91 - 120 Days 4.00% 4.00% 4.50% 4.50%
121 - 179 days 4.25% 4.25% 4.75% 4.75%
180 Days 7.00% 7.00% 7.50% 7.50%
181 Days to 269 Days 6.00% 6.09% 6.50% 6.61%
270 Days 6.00% 6.09% 6.50% 6.61%
271 Days to 363 Days 6.00% 6.09% 6.50% 6.61%
364 Days 6.50% 6.61% 7.00% 7.12%
365 Days to 389 Days 7.10% 7.29% 7.60% 7.82%
390 Days (12 months 25 days) 7.20% 7.40% 7.70% 7.93%
391 Days - Less than 23 Months 7.20% 7.40% 7.70% 7.93%
23 Months 7.20% 7.40% 7.70% 7.93%
23 months 1 Day- less than 2 years 7.20% 7.40% 7.70% 7.93%
2 years- less than 3 years 7.00% 7.19% 7.50% 7.71%
3 years and above but less than 4 years 6.50% 6.66% 7.00% 7.19%
4 years and above but less than 5 years 6.25% 6.40% 6.75% 6.92%
5 years and above upto and inclusive of 10 years 6.20% 6.35% 6.70% 6.87%

Note: FD rates are effective from April 1, 2023, to June 30, 2023

Frequently Asked Questions

Kotak Mahindra Bank FDs is preferred for its attractive interest rates on FDs.

Kotak Mahindra Bank FDs can be a safe option for you. For information on security, you can visit the bank.

Visit online to access the online Kotak bank FD calculator to calculate interest you can earn on Kotak Bank FDs in a specified tenure.

Your decision to make investment in Kotak bank FDs can help you gain the following benefits:

  • • Investment safety
  • • Comparatively better return on your fixed deposits
  • • Low investment
  • • Liquidity
  • • Tax-savings under section 80C of upto Rs. 1.5 lakh per financial year

The investment in a fixed deposit with Kotak Bank can help you take the advantage of predefined interest rate, low risk, and easy money in the situation of emergencies.

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