Sweep-In Fixed Deposits: An Investment That Maximises Returns

Sweep-In FD

Due to their stability and guaranteed returns, fixed deposits (FDs) have long been a preferred investment choice for risk-averse people. Traditional fixed deposits, however, don’t always offer the flexibility that today’s investors demand. Sweep-In Fixed Deposits can be used in this situation. Sweep-In FDs, a flexible investment vehicle that maximizes … Read more

Sovereign Gold Bond Scheme 2023-24 (Series I)

Sovereign Gold Bond scheme 2023-24

Gold has traditionally been considered a useful asset for investors and individuals seeking to protect their fortune. As an alternative to physical gold, the Indian government recognised this and created the Sovereign Gold Bond (SGB) Scheme in 2015. This article will delve into the details of the Sovereign Gold Bond … Read more

Why Are NCDs a Better Investment Option in India?

Non-Convertible Debentures

Non-convertible debentures (NCDs) play an essential role as an appealing investment option for both individual and institutional investors in the area of finance and investment. NCDs are financial instruments that corporations utilise to raise capital from the market. These instruments offer fixed returns over a predetermined period. Unlike convertible debentures, … Read more

Money Market and Capital Market: What’s the Difference?

Money Market vs Capital Market

In the Indian financial system, there are two significant segments: the money market and the capital market. The money market fulfils short-term liquidity requirements, whereas the capital market offers a platform for long-term investment opportunities. Instruments in the money market have a maturity period of less than one year, while … Read more

Primary Market vs Secondary Market: Understanding the Difference

Primary market and secondary market

Before understanding the terms primary market and secondary market, first, we need to understand what a market is. The market term refers to the place where all the financial instruments are bought and sold. However, there are some differences in the context of Primary and Secondary Markets. So in this … Read more

Yield to Maturity (YTM): A Guide for Investors 2023

Yield to maturity

When it comes to investing in fixed-income securities such as bonds, understanding the concept of Yield to Maturity (YTM) is crucial. YTM is a critical metric that helps investors evaluate the potential returns on their bond investments, providing a comprehensive measure of the total return an investor can expect to … Read more

Recurring Deposit (RD): Types, Features and Benefits of RD

Recurring Deposit

Saving money is an important habit in personal finance that can pave the road for a secure future. Recurring Deposit (RD) is a widely embraced investment tool that empowers individuals to save regularly while earning interest on their deposits. This article provides a comprehensive overview of recurring deposits, including their … Read more

Tax-Free Bonds: Features, Benefits and How to Invest

Tax-Free Bonds

Tax-free Bonds With the end number of investment options, Tax-free Bonds are the only Bonds that never lose their popularity among investors and always remain in the limelight due to their special feature of providing tax-free interest payments. The zero-tax benefit, apart from regular and secured cashflows, attracts investors. (These … Read more

Sovereign Gold Bond vs Digital Gold: Which is the Better Investment?

Sovereign Gold Bond vs Digital Gold

Investing in gold has always been a popular choice for individuals looking to diversify their investment portfolio or hedge against economic uncertainties. With the advancement of technology and evolving investment options, investors now have two intriguing choices: Sovereign Gold Bonds (SGBs) and Digital Gold. This article aims to analyse Sovereign … Read more

54EC Bonds: Capital Gain Bonds Features & Benefits with Examples

Section 54EC - Capital Gain Bonds

Whether you refer to them as Capital Gains Bonds or 54EC Bonds, these investment instruments offer an incredible opportunity to safeguard your long-term gains. These Bonds are exclusively for investors who wish to get tax exemption on their long-term capital gains. These Bonds are a highly popular investment instrument, providing … Read more