Saving money is an important habit in personal finance that can pave the road for a secure future. Recurring Deposit (RD) is a widely embraced investment tool that empowers individuals to save regularly while earning interest on their deposits. This article provides a comprehensive overview of recurring deposits, including their … Read more
Tax-free Bonds With the end number of investment options, Tax-free Bonds are the only Bonds that never lose their popularity among investors and always remain in the limelight due to their special feature of providing tax-free interest payments. The zero-tax benefit, apart from regular and secured cashflows, attracts investors. (These … Read more
Investing in gold has always been a popular choice for individuals looking to diversify their investment portfolio or hedge against economic uncertainties. With the advancement of technology and evolving investment options, investors now have two intriguing choices: Sovereign Gold Bonds (SGBs) and Digital Gold. This article aims to analyse Sovereign … Read more
Whether you refer to them as Capital Gains Bonds or 54EC Bonds, these investment instruments offer an incredible opportunity to safeguard your long-term gains. These Bonds are exclusively for investors who wish to get tax exemption on their long-term capital gains. These Bonds are a highly popular investment instrument, providing … Read more
If you earn an income or you buy some goods or services, you are liable to pay the taxes in both scenarios. It doesn’t matter if you are an individual or a corporate entity paying tax is the only available choice if you live in India. Tax is a kind … Read more
Gold has been a popular investment choice for centuries, and its value remains stable in the current market. Investing in gold in India is possible through the Sovereign Gold Bond (SGB) scheme. The Indian government introduced this scheme in 2015 to provide investors with a hassle-free and cost-effective gold investment … Read more
The repo rate, short for the Repurchase Option rate, is a key benchmark interest rate set by a country’s central bank to control inflation, manage liquidity in the financial system, and stabilise the economy. This article aims to provide a detailed understanding of the Repo Rate, its Impact on Home … Read more
Fixed-income securities have historically occupied a significant position in the world of investment opportunities because of their comparatively reduced risk and consistent returns. This article aims to provide a detailed analysis of AAA-rated bonds in India, exploring their different types, benefits, and factors contributing to their strong creditworthiness. What Are … Read more
As senior citizens enter their retirement years, it becomes crucial for them to make wise investment decisions to ensure financial stability and meet their future needs. In 2023, with the evolving investment landscape, several options can help senior citizens maximise their returns while managing risk. This article explores some of … Read more
Ensuring a comfortable life during your golden years through Retirement Planning is essential to securing your financial future. Although it may appear daunting initially, creating effective retirement planning is not as complex. Many investors have already initiated investments but require guidance in reviewing their portfolios. An analysing investor must navigate … Read more