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Fixed Deposits

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High interest safety wings for your savings
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Fixed Deposits
Keen to save?

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High interest safety wings for your
money while it is at rest.


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Fixed Deposit Calculator

Fixed Deposits (FDs) are a relatively safe investment instrument known for offering predetermined income. Invest your funds for a fixed term and earn returns at a fixed interest rate. You can choose to invest in fixed deposits facilitated by banks and Non-Banking Financial Companies (NBFCs). You get the accumulated interest with the invested capital at the end of the maturity period. Explore the Best Fixed Deposits (FDs) Schemes for higher returns on your investment.

The Advantages of Investing in Fixed Deposits (FDs)
The Advantages of
Investing in
Fixed Deposits (FDs)

For fixed interest income

For security reasons

For liquidity

For better returns

BondsIndia
Calculation of FD returns as Regular Income
Principal (Opening) Interest Principal (Closing)
1 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
2 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
3 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
4 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
5 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
6 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
7 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
8 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
9 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077
10 ₹ 9,23,077 ₹ 5,000 ₹ 9,23,077

Similar Bonds

Why Bond is better than FIxed Deposit?

Traditionally , investors have been parking their funds in Fixed Deposits . But Bonds provide better returns than Fixed Deposits .They are more liquid and can be bought and sold anytime before maturity . There are variety of options to choose from!

Fixed Deposits Interest Rates
  • Providers
  • Tenure
  • FD Interest Rates
  • Sr. Citizens FD Interest Rates

The fixed deposits interest rate varies on factors such as Government policies, economic conditions and liquidity conditions in the market.

Source : Leading Companies Websites
as on 27 October 2022
BondsIndia

The word fixed being the operative word, when a fixed amount of money is invested for a fixed period of time with a fixed rate of interest in a bank or a financial institution, it becomes fixed deposit.

The investor voluntarily orders the bank or financial institution to lock away their funds in the safety of fixed deposit for a determinate period of time and the deposited money is then paid fixed interest which does not change until maturity. Fixed deposits are available for as low as 7 days and as high as 10 years.

Anyone regardless of their age and income can invest in fixed deposit. Opening a fixed deposit is easier than ever with BondsIndia. It is paperless and seamless. You can find out the monthly interest you will earn while investing in fixed deposit.

Types of Fixed Deposits

Based on the issuer , we could
classify FD in two types

Type of Fixed Deposits

Based on the issuer, we could classify FD in two types

BANK FD

Bank FDs are investment schemes offered by Banks wherein you invest an amount for a fixed period and a predetermined interest rate.

The period of investment or tenure can range from 7 days up to 10 years.

CORPORATE FD

Fixed Deposits are one of India’s favourite investment destinations. Did you know that many corporates also issue Fixed Deposits? They are regulated by Companies Act, 1958 .

  • HIGHER RETURN
  • VARIETY
  • LIQUIDITY

Benefits of Fixed Deposits

ASSURED
RETURN
users

Earn a steady return on
your fixed deposit

BENEFITS OF
COMPOUNDING
users

Enjoy higher returns by
interest on interest

VARIETY OF
CHOICES
users

Choose from the plethora of
fixed deposit options

SAFETY
users

Safety from losing
your capital

NO NEED TO OPEN
SAVINGs BANK ACCOUNT
users

Open your FD
completely digitally

HIGHER RATES FOR
SENIOR CITIZENS
users

Superior interest rates
for people over sixty

BondsIndia

Role FD can play in one portfolio

Balance in your portfolio

A Fixed deposits can provide balance in your portfolio. While market-linked instruments such as equities and mutual funds carry an element of risk, FDs do not. They are safe investments that provide an assured return over a fixed period of time.

Read more
Role FD can play in one portfolio
Balance in your portfolio

Fixed deposits can provide balance in your portfolio. While market-linked instruments such as equities and mutual funds carry an element of risk, FDs do not. They are safe investments that provide an assured return over a fixed period of time.

Net value of the portfolio remains positive

During market lows, the returns from FDs can ensure that the net value of your portfolio remains positive as the interest earned from FDs can compensate for any losses that your market-linked investments may have incurred.

Suitable for short-term goals

While equities can fulfill long-term financial goals, FDs are more suitable for short-term goals. They are also a wise investment choice for financial goals where you cannot afford to lose the capital investment.


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